Coverage Description

CareerGuard^sm professional liability insurance provides up to $200,000 of legal defense protection for federal employees if they are faced with agency investigations, disciplinary proceedings, including internal agency appeals procedures, the Merit Systems Protection Board or even the U.S. District Court.

CareerGuard^sm is the first professional liability plan to provide up to $200,000 legal defense protection for both Administrative and Criminal charges.

In addition, CareerGuard^sm provides participants with $1 million of liability coverage. This liability coverage offers important protection for your personal assets, because the federal government is not obligated to pay judgments entered against individual employees, even when employees are sued for acts committed within the scope of their employment.

CareerGuard^sm is available exclusively through Mass Benefits Consultants, Inc. of Annandale, Virginia. Mass Benefits has been serving the insurance needs of federal employees for over 36 years. Call us at 1-800-221-3083 with any questions you may have about CareerGuard^sm.

CareerGuard^sm participants receive legal representation from our preferred provider, Avery Dooley Post & Avery, a top-rated, nationally-recognized law firm which specializes in federal employment litigation. The firm has earned a national reputation for outstanding advocacy on behalf of federal employees. Avery Dooley's team of attorneys has represented employees of virtually every federal agency against charges of misconduct. In addition to defending federal employees in civil, criminal, and administrative matters, the firm's attorneys conduct educational seminars to help employees avoid problems in the workplace.

CareerGuard^sm is underwritten by an insurance company rated A (Excellent) by A.M. Best Company.

This is only a brief summary of the policy provisions, for general information purposes. For complete terms and conditions, please refer to the policy.