Exclusions

You are not covered for:

• Any event that is covered under workers' compensation, unemployment compensation, disability benefits law, or other similar law.
• Damages that arise from your willful commitment of, or knowledge about, a violation of a penal statute or ordinance.
• Damages that arise out of intentional acts of fraud that you committed or directed someone else to commit.
• Liability you assume under any contract or agreement.

Contact Mass Benefits for a complete list of exclusions and a specimen policy.

This is only a brief summary of the policy provisions, for general information purposes. For complete terms and conditions, please refer to the policy.