You are not covered for:
- Any event that is covered under workers’ compensation, unemployment compensation, disability benefits law, or other similar law.
- Damages that arise from your willful commitment of, or knowledge about, a violation of a penal statute or ordinance.
- Damages that arise out of intentional acts of fraud that you committed or directed someone else to commit.
- Liability you assume under any contract or agreement.
Click here for a specimen policy.
This is only a brief summary of the policy provisions, for general information purposes. For complete terms and conditions, please refer to the policy.
Click here for a complete list of exclusions.
