Exclusions

You are not covered for:

1. Any event that is covered under workers’ compensation, unemployment compensation, disability benefits law, or other similar law.
2. Damages that arise from your willful commitment of, or knowledge about, a violation of a penal statute or ordinance.
3. Damages that arise out of intentional acts of fraud that you committed or directed someone else to commit.
4. Liability you assume under any contract or agreement.

Click here for a specimen policy.

This is only a brief summary of the policy provisions, for general information purposes. For complete terms and conditions, please refer to the policy.

Click here for a complete list of exclusions.

Terms and Conditions:

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